RateShop.ca | Mortgage Learning Centre

Get the lowest mortgage rates in Canada from RateShop.ca

September 2025 the Right Time to Refinance Your Mortgage

September 2025 the Right Time to Refinance Your MortgageBy: Joe Marker Published on: 11/09/2025

Thinking about refinancing? Learn why September 2025 could be the ideal time to refinance your mortgage and lock in a better rate before market shifts.

Mortgage Rates
September 2025 the Right Time to Refinance Your Mortgage

5 Year - Fixed Term from

3.89%

*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.